TransUnion Consumer Credit Reporting Agency

TransUnion is one of the foremost consumer credit reporting agencies of the United States. While its core business is related to providing credit reports to potential creditors, it also markets its credit reports directly to consumers. The company operates 250 offices across the U S and in 24 countries all over the world. Its main competitors in America are Experian and Equifax

The Personal division of TransUnion has a variety of credit solutions for its customers. Its TrueCredit plan offers unlimited access to credit reports and scores with 24-hour notification before crucial changes in the report for $9.95 per month. Customers can try out this plan free for a period of 30 days. Other value-added plans include credit report and monitoring from three bureaus with identity theft insurance worth $25000 and the online facility to lock or unlock the credit report for a monthly payment of $14.95.

TransUnion offers its business customers a wide range of services like Marketing Solutions, Fraud and Identity Management, Risk Management, Collections Management and Credit Reporting. It provides a broad spectrum of businesses with the latest data, high quality information, advanced analytics and industry-specific expertise to enable them to be successful and competitive. The series of online tools enables the clients to access a large number of fraud, risk, collection and reporting services at their own convenience and with perfect ease.

TransUnion offers a broad spectrum of industry solutions which enable commercial establishments of various sizes to expand their market, limit risk and realize the full potential of their businesses. Banks, healthcare, real estate, credit card, insurance, collections, credit unions as well as communications, cable and broadband are some of the sectors which can profit from the range of industry solutions offered by the company. Its Electronic Data Transmission solution is a free web-based delivery process that increases data security, speed and reporting flexibility.

The Client Support service from TransUnion offers direct help and advice to the customers over phone, e-mail of the company representative. Besides this, nationwide tradeshows and conferences showcase the wide range of services that the company has on offer for both individual and business clients. Finally the customers can acquire more information on credit reports, scores, permissible purpose, data security and more topics from the learning resources of the company.

TransUnion was founded in 1968 as a holding company by Union Car Company. In 1969 its credit business was launched with the acquisition of Credit Bureau of Cook County which was followed by the purchase of major city credit bureaus with service agreements from local owners of bureaus which were nor for sale. The company was a subsidiary of The Marmion Group till January 2005 but now it is run as an independent, privately-held company with headquarters in Chicago, Illinois. Wikipedia